Here’s a comprehensive list of KYC (Know Your Customer) documents required for various types of loans offered by KC Finserv in India:

 

KYC Documents Required for Different Loans

 

1. Home Loan

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Income Proof: Salary slips for the last 3 months, Form 16, Income Tax Returns (ITR) for the last 2 years.

• Bank Statements: Bank account statements for the last 6 months.

• Photographs: Recent passport-sized photographs.

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2. Mortgage Loans

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Income Proof: Salary slips for the last 3 months, Form 16, Income Tax Returns (ITR) for the last 2 years.

• Bank Statements: Bank account statements for the last 6 months.

• Property Documents: Title deed, property tax receipts, and other relevant property documents.

• Photographs: Recent passport-sized photographs.

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3. Unsecured Business Loans

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Business Proof: Business registration certificate, GST registration, business address proof.

• Income Proof: ITR for the last 2-3 years, CA audited balance sheet and profit & loss statements.

• Bank Statements: Bank account statements for the last 6 months.

• Photographs: Recent passport-sized photographs.

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4. Two Wheeler Loans

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Income Proof: Salary slips for the last 3 months, Form 16, Income Tax Returns (ITR) for the last 2 years.

• Bank Statements: Bank account statements for the last 6 months.

• Photographs: Recent passport-sized photographs.

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5. Four Wheeler Loans

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Income Proof: Salary slips for the last 3 months, Form 16, Income Tax Returns (ITR) for the last 2 years.

• Bank Statements: Bank account statements for the last 6 months.

• Photographs: Recent passport-sized photographs.

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6. Used Two Wheeler Loans

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Income Proof: Salary slips for the last 3 months, Form 16, Income Tax Returns (ITR) for the last 2 years.

• Bank Statements: Bank account statements for the last 6 months.

• Vehicle Documents: RC book, insurance papers, and other relevant documents.

• Photographs: Recent passport-sized photographs.

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7. Used Four Wheeler Loans

• Proof of Identity: Passport, Voter ID, Aadhaar Card, PAN Card, Driving License.

• Proof of Address: Utility bills (electricity, water, gas), Aadhaar Card, Passport, Voter ID, Driving License.

• Income Proof: Salary slips for the last 3 months, Form 16, Income Tax Returns (ITR) for the last 2 years.

• Bank Statements: Bank account statements for the last 6 months.

• Vehicle Documents: RC book, insurance papers, and other relevant documents.

• Photographs: Recent passport-sized photographs.

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Additional Tips

• Ensure all documents are self-attested.

• Keep multiple copies of each document.

• Verify the specific requirements with KC Finserv as they may have additional or updated requirements.